Declined for long-term care insurance? You're not out of options.
Major carriers turn down millions of applicants every year — even healthy ones — for reasons that feel impossible to overcome. We work with a different kind of policy. About 95% of applicants are approved, and the conditions that get you declined elsewhere usually don't disqualify you here.
- Up to $144,000 for assisted living
- Up to $108,000 for in-home care
- Type 2 diabetes & many comorbid conditions accepted
- No medical exam — quick application
No obligation · Takes about 60 seconds · Your information is private and secure.
See if you qualify
Tell us a little about yourself and a licensed agent will follow up within one business day.
Real benefits when you need them most
Long-term care is the single biggest uncovered expense most retirees face. This policy was designed for the people other carriers turn away.
Maximum coverage for assisted-living facility care, paid as a monthly benefit when you need it.
Maximum coverage for in-home care, so you can stay in the place you love for as long as possible.
Type 2 diabetes, many comorbid conditions, and other common reasons for being declined are accepted.
Three simple steps
Tell us about yourself
Fill out the short form above. It takes about 60 seconds and there's no obligation.
Talk with a licensed agent
A licensed agent will call you within one business day to walk through your options and answer questions.
Get covered
If the policy is the right fit, we'll handle the paperwork. Most applicants are approved without a medical exam.
Ready to see if you qualify?
It takes about 60 seconds and there's no obligation. You'll be glad you did — even if it's just to know your options.
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